Archives for September 2013

The Spot Writers: The Fire

spotsWelcome to the Spot Writers. The prompt for the writers this month is to use three of the following words: tub, motorcycle, papers, or hard.

This weeks’ post comes from Deborah Dera. Deborah traditionally ghostwrites articles and web content and is currently mentoring other freelancers. She hopes to put together her first eBook for publication in early 2014.

Next week’s chapter will come from RC Bonitz, author of A LITTLE BIT OF BLACKMAIL, A LITTLE BIT OF BABY, and A BLANKET FOR HER HEART.

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The Fire

“What the hell did you do to your hair? You know I don’t like it when you cut your hair so short. You never listen to me.”

I’m not a huge fan of you these days, I thought, but I keep my mouth shut. [Read more…]

The Spot Writers: Free

spotsWelcome to the Spot Writers. The prompt for the writers this month is to use three of the following words: tub, motorcycle, papers, or hard. This week’s posting—a poem—comes to us from Cathy MacKenzie. Her newest book, “Between These Pages,” a compilation of 18 short stories, is available on Smashwords and Amazon for $2.99: 

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Free

He dons a helmet for the fun

On a glorious day of spring,

Peering through the sun

He heeds nature’s eager ring. [Read more…]

The Spot Writers: Back to School Night

spotsWelcome to the Spot Writers. This week the prompts are any three of the following words- tub, motorcycle, papers, hard.

This week’s post comes from Val Muller, who you can stalk at www.valmuller.com.

Back to School Night

Barbara sat staring at the stack of papers. Period Four Literary Analysis. They leaned unevenly atop the ungraded journals from Intro to Comp. She thought about grading another set, but instead she doodled on the daily attendance memo—a dove emerging from a window. Then she slouched at her desk, kicking out her knees. Her foot hit the edge of the desk, and the stack of grading shifted.

It reminded her of the leaning Tower of Pisa and its awkward beauty—only this one was ready to collapse onto her at any moment. Just like the job threatened to collapse onto her life. She glanced up at the chalkboard. Ms. Levine, she had written, followed by the date and Welcome Parents with a cartoony smiley face. She was told to be as optimistic as possible during her first year of teaching. [Read more…]

5 Critical Personal Finance Tips for Freelancers

A calculator, pen, and financial statement.As a self-employed freelancer, there are quite a few things I wish I knew about personal finance before I got started. You’d think it’s as simple as money coming in and money going out, but it’s not. You have a lot to worry about in terms of business overhead, fees, taxes, and retirement planning. Overlook one step and you could find yourself in a world of trouble – or, at least, really nervous about your future.

Talk about Taxes

Do some research or find someone you can talk to about taxes. Those who are self-employed have to pay both regular income tax and self-employment taxes. Hardly seems fair, right? If you’re selling a tangible product, you also have to worry about filing quarterly sales tax reports. Delays in any of these can end up costing you quite a bit in fees and penalties. Talk to an accountant or financial adviser to make sure you’re saving what you need. [Read more…]

The Spot Writers: Untitled

spotsWelcome to the Spot Writers. This week the prompts are any three of the following words- tub, motorcycle, papers, hard 

Today’s contribution comes from RC Bonitz, author of A LITTLE BIT OF BLACKMAIL, A LITTLE BIT OF BABY, and A BLANKET FOR HER HEART.  

 Next week’s story will be by Val Muller, author of FOR WHOM MY HEART BEATS ETERNAL, a sci-fi romance, and CORGI CAPERS: DECEIT ON DORSET DRIVE, a mystery novel for young readers.

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A hard working woman my Aunt Kathryn is. Had some bad luck too, not long ago. Pete, her husband went and got himself killed in a motorcycle accident four months ago. Aunt Kathy got herself a job waiting tables at the HiWay Diner, but it don’t pay much.

Off from work the other day, doing chores, she was outside with the laundry tub, hanging clothes and stuff on the line. The second hand dryer Pete bought a while back cost hard earned cash for the electric, so there she was, outside on a bright sunny Friday afternoon. [Read more…]