The Spot Writers: Demon Spawn

spotsWelcome to the Spot Writers. This week’s prompt is to use “he threw open the door” in the writing. Today’s story comes from Deborah Dera. Deborah is traditionally a non-fiction writer and blogger but she also enjoys exploring her more creative side from time to time.

Next week’s story will be from RC Bonitz, author of A BLANKET FOR HER HEART. His latest book, DANGEROUS DECISIONS, has just been accepted for publication by REBEL INK PRESS.

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Demon Spawn

The howling from the back seat unnerved me. Brandy, for the most part, would strike you as the most docile cat you’d ever met. Until you tried to take her to the vet, anyway.

It wasn’t the cat carrier that set Brandy off. She actually enjoyed the confined space, as she did any other box, and she didn’t seem unnerved by short car rides. Just a few minutes, though, and she was done. Longer and she knew she was in for something unpleasant. [Read more...]

The Spot Writers: Caught in the Act

spotsWelcome to the Spot Writers. This week’s prompt is to use “he threw open the door” in the writing. Today’s story comes from Cathy MacKenzie. Cathy has recently branched out into children’s picture books and several will soon be published. Check out her website for updates!  www.writingwicket.wordpress.com

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Caught in the Act

I was caught unawares when Fred threw open the door and shrieked, “What are you doing?” I must have blushed. For sure my arms fell to my sides like limp noodles though I was unaware they had fallen until I raised my arms to protect myself. But, no, Fred was my husband. He wouldn’t hurt me. [Read more...]

The Spot Writers: Getting Down to Business

spotsWelcome to the Spot Writers. This week’s prompt is based on “he threw open the door…” Today’s story comes from Val Muller, author of The Scarred Letter, the young adult reboot being featured in next week’s Battle of the Books competition in Loudoun County, Virginia.

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Getting Down to Business

By Val Muller

He threw open the front door.  The scent of home hit him in a wave of nausea. Not nostalgia. More like returning to the scene of torture endured too many years, a place repressed but not forgotten. And he was here to confront his oppressors. [Read more...]

The Spot Writers: A Stranger at the Door

spotsWelcome to the Spot Writers. The prompt for this month is to write a story including the line “He threw open the door…. 

Today’s contribution comes from RC Bonitz, author of A BLANKET FOR HER HEART. His latest book, DANGEROUS DECISIONS, has just been accepted for publication by REBEL INK PRESS.

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A STRANGER AT THE DOOR

Ring, ring. [Read more...]

A Trip to the Allergist

IMG_1350I turned 34 last week. My age isn’t an issue, but my health and wellness are always on my mind. In the past couple of years, I’ve developed what seems like a pretty extreme dog allergy. That coupled with seasonal allergies that seem to last all year can be rather aggravating. Hell, I was aggravated enough without the dog allergies.

I actually made my appointment to see the allergist back in June, thinking I might be able to fit it in before dogsitting for my parents for 12 days. They couldn’t fit me in until August, though, so last week I went for my first ever appointment with an allergist. [Read more...]

They Want Me to Buy What? Understanding Car Insurance

Image Source: Wikimedia Commons

Image Source: Wikimedia Commons

The idea of having your own car was probably pretty exciting until you realized you had to pay for maintenance, gas, and car insurance. While a basic gas budget is pretty easy to calculate, trying to understand car insurance policies can be confusing. So what are you actually buying?

Automobile Liability

No matter where you go, you’re going to find that the law requires you purchase automobile liability insurance. The requirement varies depending on the state or country you’re in, but it is mandated by law. If you are found responsible for causing an accident, the liability portion of the policy will pay for the damage you cause to a person or to his property. [Read more...]

F Has a New Doctor

medical symbolIt’s been a while since I’ve updated on the medical issue, but it’s been a whirlwind of a month so far.

As I noted in my last post on the subject, after the last nasty phone call from Dr. W, I started the search for a new doctor for F by calling his cardiologist to ask for a recommendation. The woman who answered the phone was pretty nice and said she’d ask the doctor when he wasn’t with patients and then call me back. She didn’t. I’d like to say I am surprised, but I’m just not. [Read more...]

From Unhappy to Angry: The Doctor Called Back (Sort Of)

medical symbolOn Monday I posted about F’s doctor not remembering she’d had a conversation with him, following up that lack of memory with a nasty phone call to our home in which she left a message with some remarks about him not calling her back. I had called the doctor’s office and didn’t feel they’d do anything.

Well, they did. They managed to uncover another couple of layers of stupidity.

Around 4:30pm I received a phone call on my cell from one of the techs in the office. I didn’t recognize her voice when she said her name. She started by telling me that Dr. W wasn’t in but that Dr. D had reviewed F’s file. Dr. D said that they should wait until Dr. W came back from vacation to talk about the MRI results b/c she’s the one that saw him.

I very calmly explained to the person who called that they had apparently misunderstood the reason for my call. I very clearly mapped it out, again. Dr. W called on x date, we called back on y date, and a conversation was already had about the MRI results. Dr. W apparently did not note the call from y date and left F a nasty message about not calling her back. Could she understand why I was a bit upset? She said she’d talk to the office manager. [Read more...]

The Doctor Messed Up and I’m Not Pleased

medical symbolF has told me multiple times that I should write about how we navigate the medical system. Usually we’re in the car, on the way to an appointment, and I’ll go down the list of things I had to do to make said appointment happen. This is in addition to all we had to go through to make sure he had any coverage at all. It’s amazing how different two people’s experiences with the healthcare exchange can be.

By the way, this is in no way a bash on the Affordable Care Act, without which F would still likely be uninsured. It’s a bash on the red-tape system that has always existed and has now gotten worse.

That said, I’m not worried about that stuff today. I’ll come back to it. Today I’m upset at F’s doctor. He’s seen her all of one time and has a follow-up scheduled for the end of June. [Read more...]

The Shock, The Horror: Saving on Car Insurance in Your 20′s

girl in carIt was only a handful of years ago that I myself was in my 20′s. As a teen, my first couple of cars were old vehicles that needed only the bare minimum in terms of insurance – liability and nothing more. After my second car was stolen, though (in my early 20′s), I started exploring my options for newer vehicles.

And boy was I surprised. Full coverage car insurance, with liability, comprehensive, and collision coverage was a lot of money. I worked for a car insurance company at the time, too, so I knew how to leverage discounts. I still experienced significant sticker-shock.

The major contributing factor was my age – early 20′s.  [Read more...]